Steven Scott

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Steven Scott

Wealth Advisor

CFP®, APMA®, CRPC™

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I've seen how the absence of good financial guidance can create real stress for families, which is why helping people gain confidence in their decisions is so meaningful to me. Early in my career, I helped a client transition their aging parents into skilled nursing care. The process required careful financial planning and long-term care coordination, but just as importantly, it required being there for the family during an emotional and uncertain time. Supporting them through their fears and reassuring them that they weren't facing the challenge alone taught me what this profession is truly about: showing up for families when they need it most.

Before investing, I help clients build a strong financial foundation by establishing an emergency fund and paying off high-interest debt. From there, we define clear goals and timelines and stay focused on a disciplined investment approach. Markets will always create reasons to sell—whether during the Global Financial Crisis, COVID-19 or the inflation and rate hikes of 2022. While each period feels different in the moment, the lesson remains the same: time and compounding matter more than reacting to short-term events. Clients who stay the course are often rewarded overtime.

Before joining Sandbox Financial Partners, now Arca, I was an Associate Financial Advisor at Ameriprise Financial, and began my career as an investment banking analyst at EC Mergers & Acquisitions.

I grew up in Northern Virginia and currently live in Gaithersburg, Maryland. Outside of work, travel and adventure are a big part of my life, as I try to visit a new state or country every year. At home, I enjoy staying active outdoors through sports or hiking with my rescue Australian Shepherd, Lola, and come Sunday, you'll find me watching football.

Credentials & education:

B.B.A., Finance, Raymond A. Mason School of Business, College of William & Mary
CFP® certification
APMA® (Accredited Portfolio Management Advisor)
CRPC™ (Chartered Retirement Planning Counselor)

*Awards and recognitions are granted by independent third parties based on their own criteria; Arca does not pay a fee to be included. They are not an endorsement and are not indicative of future performance. Full disclosures below.

America’s Top Financial Advisor Firms

2026

Best Financial Advisory Firms

2026

Best-In-State Wealth Advisor

2026

Recognition earned by Arca’s founding RIAs. Full disclosures below.

What Arca makes possible.

Comprehensive care

We manage every thread of your wealth as one complete ecosystem and nurture it as the culmination of your life's work. The investing, the planning, the years ahead, all connected.

Confidence

Whether you're planning for retirement or making sense of your stock options, you understand the choices ahead and which path fits the life you're building. The complexity is ours. The decisions are yours.

Clarity

We manage every thread of your wealth as one complete ecosystem and nurture it as the culmination of your life’s work.

Freedom

The time you'd otherwise spend managing it all, given back to you. The work of your financial life happens in the background, so your time goes to your family, your aspirations, and the life you're actually living.

What Arca makes possible.

Comprehensive care

We manage every thread of your wealth as one complete ecosystem and nurture it as the culmination of your life's work. The investing, the planning, the years ahead, all connected.

Confidence

Clarity

We manage every thread of your wealth as one complete ecosystem and nurture it as the culmination of your life’s work.

Freedom

What Arca makes possible.

Comprehensive care

We manage every thread of your wealth as one complete ecosystem and nurture it as the culmination of your life's work. The investing, the planning, the years ahead, all connected.

Confidence

Clarity

We manage every thread of your wealth as one complete ecosystem and nurture it as the culmination of your life’s work.

Freedom

What Arca makes possible.

Comprehensive care

We manage every thread of your wealth as one complete ecosystem and nurture it as the culmination of your life's work. The investing, the planning, the years ahead, all connected.

Confidence

Clarity

We manage every thread of your wealth as one complete ecosystem and nurture it as the culmination of your life’s work.

Freedom

A financial plan is an actively unfolding story.

And your advisor keeps it that way, continuously adjusting as your life shifts and your ambitions grow.  

Every chapter, accounted for.

Financial Planning

Retirement Planning

Equity Compensation

Estate Planning

Business Exit Planning

Tax Planning

A plan that starts with the life you want, then organizes everything else around it. We bring your whole financial picture into one clear view, so your money can give you the freedom to live it.

Retirement should feel like an exhale. Beneath it sits one quiet question: is the money enough? We answer it clearly and keep answering it as life changes, so you can settle into these years knowing they're yours.

Your equity holds years of work and real possibility, along with decisions that rarely come clearly: when to exercise, what to hold, how the taxes land. We stay ahead of each one, so what you've earned translates cleanly into the life ahead.

Your wealth is meant to outlast you, and to land exactly where you intend. We carry that responsibility with the same intention and care you brought to building it, so what you leave behind is clarity and protection rather than questions.

Selling your business turns years of work into something new: the freedom to decide what comes next. We plan well before the sale, protecting the value you created so that the next chapter, whatever you make it, is fully open to you.

Tax strategy here isn't a once-a-year exercise but a continuous thread through how you build and keep your wealth. We plan ahead across your whole financial life, protecting more of what you've earned so more of it stays invested in the life and legacy ahead.

A dramatic sunset over a rocky beach with waves.

Crowded street in a japanese city with vibrant building advertisements.

Dramatic sunset over rolling white sand dunes

Two boats moored by a rocky shore, distant island.

Financial Planning

Retirement Planning

Equity Compensation

Estate Planning

Business Exit Planning

Tax Planning

A plan that starts with the life you want, then organizes everything else around it. We bring your whole financial picture into one clear view, so your money can give you the freedom to live it.

Questions we hear most

Who is Arca for?

Arca is for strivers, the people who see ambition as a responsibility to their family, their legacy, and sometimes the world. They understand that what they've built is a vessel for everything they've worked for, and that what it carries matters more than the dollars it's worth. In practice, that's often people approaching retirement, navigating a liquidity event, or carrying significant equity or inherited wealth.

Are Arca's advisors fiduciaries?

Yes. Every Arca advisor is a fiduciary, legally and ethically bound to act in your best interest, always. As fiduciaries we will always recommend products that suit you best, so your plan is shaped by your goals alone, not by what pays us.

Is there a minimum to work with Arca?

Arca's minimum is typically around $500,000 in investable assets, though it's a guideline more than a hard line. If you're not quite there today, it's still worth a conversation. What matters more is fit: your stage of life, what you need from an advisor now, and where you're headed.

What does it cost to work with Arca?

Arca is a fee-only advisor, so what you pay is transparent and our incentives stay aligned with yours. For most clients, fees are based on a percentage of the assets we manage, subject to a minimum discussed annual fee. For more complex situations, we may instead work under a flat-fee arrangement that reflects the scope involved. Either way, you'll know exactly what it costs before deciding to work with us.

What makes Arca different?

Arca is a return to what wealth management was always supposed to be. Not a portfolio reviewed once a year, but an advisor who strives to understand your entire financial ecosystem: what you’ve built, what you’re working toward, and what your wealth is meant to make possible. It’s the difference between being managed and being truly known, and the freedom that comes when the weight of it all is no longer yours to carry alone.

Support@Arcawealth.com

・

888-610-8881

Forward-thinking RIA firms and advisors who share our vision.
Reach out to partnerships@arcawealth.com

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6903 Rockledge Dr #300

Bethesda, MD 20817

60 Madison Ave, Fl 10

New York, NY 10010

22 Deer St #200

Portsmouth, NH 03801

Arca Wealth, LLC (“Arca Wealth”) is a registered investment adviser with the U.S. Securities and Exchange Commission. Registration does not imply a certain level of skill or training. This website is provided for informational purposes only and does not constitute investment advice, a solicitation, or an offer to buy or sell any security or investment product. Past performance is not indicative of future results. Investing involves risk, including the possible loss of principal.

The information on this website is not intended as legal, tax, or accounting advice. Arca Wealth recommends that prospective and current clients consult their own legal, tax, and accounting advisers before making any financial decisions.

Any reference to a specific security, investment strategy, or product does not constitute a recommendation to buy, sell, or hold that security or pursue that strategy. Arca Wealth’s Form ADV Part 2A brochure, which describes our advisory services, fees, and material conflicts of interest, is available at https://www.arcawealth.com/ or upon request by contacting us at 888-610-8881.

Additional information about Arca Wealth is available on the SEC’s Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov.

Support@Arcawealth.com

・

888-610-8881

Forward-thinking RIA firms and advisors who share our vision.
Reach out to partnerships@arcawealth.com